Excerpt: “The policy establishes controls over the website’s weblinks to other sites not under our direct control. When financial institutions use weblinks to connect to third-party websites, the resulting association is called a “weblinking relationship.” Financial institutions with weblinking relationships are exposed to several risks associated with the use of this technology. The most significant risks are reputation risk and compliance risk. “

Every Tuesday, Continuity Engine releases a free banking policy for use by community banks and credit unions across America. These policies are made available through Creative Commons licensing so that banks and credit unions may freely remix and reuse the content to suit their individual financial institution’s needs. When we release a new policy, the previous week’s policy is archived on Control where it is always available for free to community members. In case you were wondering, membership in our community is always free for credit union folks and community bankers.

Please remember that this policy is only available for free to unregistered visitors to our website through February 16, 2010. If you are looking for a particular policy that you would like us to feature on a future Free Policy Tuesday, please let us know in the comments!

Photo credit: vjlenin

This week’s free banking policy is a Remote Computing Policy.

Excerpt: “Remote computing policy and procedures manage security and maintenance of institution owned and managed portable equipment and all remote access to the private network. A portable device can be defined as a laptop or hand-held device. Here are some common portable devices governed by this policy: laptops, digital notebooks, personal data assistants (PDA), mobile phones and removable media such as flash drives, magnetic tapes, and CD-ROMs.”

Every Tuesday, Continuity Engine releases a free banking policy for use by community banks and credit unions across America. These policies are made available through Creative Commons licensing so that banks and credit unions may freely remix and reuse the content to suit their individual financial institution’s needs. When we release a new policy, the previous week’s policy is archived on Control where it is always available for free to community members. In case you were wondering, membership in our community is always free for credit union folks and community bankers.

Please remember that this policy is only available for free on our website through December 28, 2009. If you are looking for a particular policy that you would like us to feature on a future Free Policy Tuesday, please let us know in the comments!

Photo credit: cRaig Forrester

This week’s free banking policy is a Remote Deposit Policy.

Excerpt: “Remote Deposit Capture (RDC) enables businesses (referred to within as “merchants”) to make deposits from their business locations instead of taking the deposits to the financial institution. Digital information captured at the business location is transmitted to the financial institution. RDC introduces new risks and increases existing risks in processing deposits originated by the institution’s commercial or retail customers, or by customers of other financial institutions.”

Every Tuesday, Continuity Engine releases a free banking policy for use by community banks and credit unions across America. These policies are made available through Creative Commons licensing so that banks and credit unions may freely remix and reuse the content to suit their individual financial institution’s needs. When we release a new policy, the previous week’s policy is archived on Control where it is always available for free to community members. In case you were wondering, membership in our community is always free for credit union folks and community bankers.

Please remember that this policy is only available for free on our website through December 21, 2009. If you are looking for a particular policy that you would like us to feature on a future Free Policy Tuesday, please let us know in the comments!

Photo credit: David Goehring

This week’s free banking policy is a Hand-Held Device Policy.

Excerpt: “The Hand-Held Device Policy describes the control procedures of institution owned cell phones and PDAs. Cell phones and Personal Digital Assistants (PDAs) have become indispensable tools for today’s highly hand-held workforce. Small and relatively inexpensive, these devices can be used not only for voice calls, but also for simple text messages and Personal Information Management. While these devices provide productivity benefits, they also pose new risks to the institution.”

Every Tuesday, Continuity Engine releases a free banking policy for use by community banks and credit unions across America. These policies are made available through Creative Commons licensing so that banks and credit unions may freely remix and reuse the content to suit their individual financial institution’s needs. When we release a new policy, the previous week’s policy is archived on Control where it is always available for free to community members. In case you were wondering, membership in our community is always free for credit union folks and community bankers.

Please remember that this policy is only available for free on our website through December 14, 2009. If you are looking for a particular policy that you would like us to feature on a future Free Policy Tuesday, please let us know in the comments!

Photo credit: @voltygon

This week’s free banking policy is a Strategic Planning Policy. Excerpt: “This institution’s major initiatives are to be guided by a formal, written strategic plan based on its established mission and philosophy. A Strategic Planning Team will be assembled to carry-out the strategic planning process. All the procedures must enforced by the Chief Operations Officer (COO). The strategic plans are 1 to 3 years and must be updated once per year. This policy and the strategic plan must be approved by the Board of Directors each year.”

Every Tuesday, Continuity Engine releases a free banking policy for use by community banks and credit unions across America. These policies are made available through Creative Commons licensing so that banks and credit unions may freely remix and reuse the content to suit their individual financial institution’s needs. When we release a new policy, the previous week’s policy is archived on Control where it is always available for free to community members. In case you were wondering, membership in our community is always free for credit union folks and community bankers.

Please remember that this policy is only available for free on our website through October 27, 2009. If you are looking for a particular policy that you would like us to feature on a future Free Policy Tuesday, please let us know in the comments!

This week’s free banking policy is a Remote Deposit Capture Policy. This institution requires an ongoing risk assessment of its Remote Deposit Capture (RDC) vendor as system configurations, threats and vendors may change. The Information Security Officer is required to perform an assessment annually. The Information Security Officer is required to manage all corrective action and perform this assessment if a new vendor is selected. (This is a working document and such risk ratings contained in this document are examples, please re-assess them according to your environment and control measures.)

Every Tuesday, Continuity Engine releases a free banking policy for use by community banks and credit unions across America. These policies are made available through Creative Commons licensing so that banks and credit unions may freely remix and reuse the content to suit their individual financial institution’s needs. When we release a new policy, the previous week’s policy is archived on Control where it is always available for free to community members. In case you were wondering, membership in our community is always free for credit union folks and community bankers.

Please remember that this policy is only available for free on our website through October 20, 2009. If you are looking for a particular policy that you would like us to feature on a future Free Policy Tuesday, please let us know in the comments!

This week’s free banking policy is a Bank Secrecy Act (BSA) policy. The policy outlines this institution’s compliance program for Bank Secrecy Act (BSA) Office of Foreign Assets Control (OFAC) and the Uniting and Strengthening American by Providing Appropriate Tools Required to Intercept and Obstruct Terrorism Act (USA Patriot Act). It is the policy of [Institution] to comply with all requirements of the Bank Secrecy Act and all regulations of the Department of Treasury and the Internal Revenue Service relating thereto.

Every Tuesday, Continuity Engine releases a free banking policy for use by community banks and credit unions across America. These policies are made available through Creative Commons licensing so that banks and credit unions may freely remix and reuse the content to suit their individual financial institution’s needs. When we release a new policy, the previous week’s policy is archived on Control where it is always available for free to community members. In case you were wondering, membership in our community is always free for credit union folks and community bankers.

Please remember that this policy is only available for free on our website through October 6, 2009. If you are looking for a particular policy that you would like us to feature on a future Free Policy Tuesday, please let us know in the comments!

Every Tuesday, Continuity Engine releases a free banking policy for use by community banks and credit unions across America. These policies are made available through Creative Commons licensing so that banks and credit unions may freely remix and reuse the content to suit their individual financial institution’s needs. When we release a new policy, the previous week’s policy is archived on our community where it is always available for free to community members. In case you were wondering, membership in our community is always free for credit union folks and community bankers.

Please remember that this policy is only available for free on our website through September 15, 2009. If you are looking for a particular policy that you would like us to feature on a future Free Policy Tuesday, please let us know in the comments!

This week’s free banking policy is an ACH policy. The purpose of the ACH Policy is to comply with all ACH rules, regulations and other related requirements. The policy specifically defines the Institution’s intentions regarding the requirements under ACH Rules, The Green Book, Federal Regulation E, and Uniform Commercial Code Article 4A which permits alternative handling based upon individual financial institution policies and procedures.

Every Tuesday, Continuity Engine releases a free banking policy for use by community banks and credit unions across America. These policies are made available through Creative Commons licensing so that banks and credit unions may freely remix and reuse the content to suit their individual financial institution’s needs. When we release a new policy, the previous week’s policy is archived on our community where it is always available for free to community members. In case you were wondering, membership in our community is always free for credit union folks and community bankers.

Please remember that this policy is only available for free on our website through September 8, 2009. If you are looking for a particular policy that you would like us to feature on a future Free Policy Tuesday, please let us know in the comments!