Blog
Deposit Advertising FAQs - Webinar Q&A

Donna Cameron, Director of Regulatory I/O, CRCM, CCBCO

 On May 4, 2017 Continuity hosted the Deposit Advertising FAQs WebinarThis presentation addressed reviewing deposit advertisements, and how they can be a challenge for even the most seasoned Compliance Officer. This presentation covers how the rules apply for specific types of deposit products, as well as any differences for various delivery methods.

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HMDA & Property Location: A Missed Opportunity

Sarah Boisvert, Lead HMDA Auditor

The new HMDA rule effective in 2018 will require covered institutions to collect and report a host of new data fields. While the new data fields represent an extensive compliance burden, it is easy to see the justification behind many of them: items like property value or credit score will contribute to an increased ability to answer complex fair lending questions with concrete data.

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Pros and Cons of the FinTech Charter

Tiffany L. Brown, Esq., Regulatory Attorney

Last December, the Office of the Comptroller of the Currency (OCC) issued a whitepaper titled, Exploring Special Purpose National Charters for Fintech Companies. According to the white paper, the OCC, which charters and supervises national banks, has the authority to offer Fintech companies a special purpose national charter. With technological advances in financial services, the OCC's whitepaper explores whether the OCC should consider establishing a special purpose national bank charter to a Fintech company.

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What should I tell the Board?

Lori Peterson, Director, Regulatory Infrastructure, CRCM

As a compliance professional, you might be asking yourself the above question in light of the new Consumer Compliance Rating System that became effective 3/31/2017, which includes Board and management oversight as a primary focus. So what does that mean? What do you need to tell your Board so they can effectively oversee the institution’s compliance program?

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A slowdown in regulatory change? Don't say that to your Compliance Officer!

Donna Cameron, Director of Regulatory I/O, CRCM, CCBCO

 If you attended Continuity’s quarterly RegAdvisor® Pro briefing on April 13, you know that the number of regulatory issuances was historically low in the first quarter of 2017 - 47 items issued, compared to 115 in the fourth quarter of 2016! To put this in perspective, a “normal” quarter sees approximately 70 new issuances.

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Mortgage Servicing Rule Amendments - What & When? Webinar Q&A

Donna Cameron, Director of Regulatory I/O, CRCM, CCBCO

 On April 6, 2017 Continuity hosted the Mortgage Servicing Rule Amendments - What & When? This presentation addressed the effective dates for mortgage servicing rule amendments. Changes will be effective in October 2017 and April 2018. Institutions servicing residential mortgage loans will be impacted. We received many questions during the webinar presentation and want to answer those below. 

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The ULI & LEI: What Are They & How do I Get Them?

Brian Johnson, Director of Compliance Support, CRCM

 

With the recent changes to Regulation C (which implement the Home Mortgage Disclosure Act aka HMDA), we have seen a significant increase in the number of questions related to HMDA. Surprisingly, the majority of those questions are variations of the same simple question: What is the ULI and LEI and how do I get them?

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Why the U.S. is Falling Behind in RegTech

Pam Perdue, EVP, Chief Regulatory Officer

 What can the U.S. do better when it comes to improving RegTech? Our EVP, Pam Perdue explores four broad topics that separate RegTech innovation in the U.S. from innovation in Europe.

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Musings on CUNA GAC

Pam Perdue, EVP, Chief Regulatory Officer

CUNA’s Governmental Affairs Conference upon us again (where did a year go?!) and it got us to thinking about why this event surpasses any other of its kind in the financial services industry.  Once you get past the less-than-pleasing sound of the acronym, there’s little else that’s a turn-off about this gathering.  What keeps us coming back year after year?

 

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Strategic Decisions A Must With New FOM Rules

Pam Perdue, EVP, Chief Regulatory Officer

One of our mantras at Continuity is to always look for the business opportunity hidden in regulatory change. Whether a rule is becoming stricter or more lenient, there is usually a way to make lemons from the lemonade of new requirements.  Sometimes, it’s a chance to offer a product others shun due to compliance hassles. At other times, having to dissect how the new rule impacts you forces you to make overall process improvements. We’re always trying to tease out the “silver lining” in every regulatory cloud.  

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Compliance Webinars
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Q2 2017 RegAdvisor Webinar
Q2 2017 Enforcement Actions Webinar
Q3 2017 RegAdvisor Webinar
Q3 2017 Enforcement Actions Webinar
Q4 2017 RegAdvisor Webinar
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